Rates & Terms

Loan amount: Rs. 5,000 to 1,00,000. Rate of interest @ 0.1% to 365% per Annum. Loan duration: 62 days to 90 days.

Late payment charges: 2.0% to 4.0% per day Interest will continue to be charged up to a maximum of 30 days from your repayment date.

This offer can differ from person to person*.

Instant loan half your salary for upto 30 days

Only company to give loan in 30 minutes.

Loan in 15 minutes

Get instant loan to meet any emergency situation you face

Get emergency loans

In an emergency one can't wait. With our loans you won't have to

Loan for salaried

If you have to spend now and your salary is due in a week, take our instant loan

0.1% per day interest

At 0.1% we offer the lowest interest among short term loans.


We are part of a group of companies deeply rooted in the financial business and hence we understand your needs. Our application process is simple and won’t take you more than 5 minues. Then our loans will reach you in a maximum of 2 hours.

We believe that loans are best when you get them fast. And the interest is also easy. Loan4Smile has been set up with the objective of bringing that smile back into living. Go for it. NOW

Loan4Smile About

Listen to what our customers have to say

Most of our customers have immensely benefited from our loans

Loan4smile Custumer

Sonali Chandran

Noida, UP

Now I need not worry about the emergency fund I keep needing in my small business. Thanks to Loan4 smile I have more peaceful nights than before.

Loan4smile Custumer

Madan Mohan


Loan4Smile is a boon for people like us who invariably run out of cash towards the end of each month. Their low interest rate is liking springing a surprise on you.

Give documents in 5 minutes. Get loan in 30 minutes.